What is Bajaj Finance's registered address for sending a legal notice?

Send your notice to Bajaj Finance Limited, Akurdi, Pune – 411 035, Maharashtra. Bajaj Finance is one of India's largest NBFCs and is regulated by RBI — formal legal notices are routed to their legal and compliance team.

Can I send a legal notice to Bajaj Finance for EMI bounce harassment?

Yes. RBI's Fair Practices Code prohibits recovery agents from harassing borrowers over EMI defaults. Threatening calls, abusive language, contacting your family or employer, or messaging at odd hours are all illegal. A legal notice citing these violations immediately escalates the matter to Bajaj Finance's compliance team.

Bajaj Finance added insurance to my loan without my consent — can I get a refund?

Yes. Forcing or auto-adding insurance to a loan without explicit written consent is a violation of RBI's NBFC regulations and the Consumer Protection Act, 2019. A legal notice demanding a refund of the insurance premium and a corrected loan schedule is appropriate.

My CIBIL score dropped because Bajaj Finance wrongly marked my account as NPA — what can I do?

A wrongful NPA or overdue marking on your CIBIL report is a serious deficiency in service. Send a legal notice to Bajaj Finance demanding immediate rectification and compensation for damage to your credit profile. Simultaneously, raise a dispute on the CIBIL website.

Bajaj Finance is charging interest beyond what was in the loan agreement — is that legal?

No. As an RBI-regulated NBFC, Bajaj Finance must adhere to the interest rate and fee schedule disclosed in the loan agreement. Charging undisclosed fees or rates is a breach of contract and violates RBI's Fair Practices Code.

How much does it cost to send a legal notice to Bajaj Finance through vakiltech?

vakiltech charges ₹1,499 all-inclusive — advocate consultation, custom drafting, unlimited revisions, and Speed Post dispatch with Acknowledgment Due to Bajaj Finance's registered office in Pune.

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Send Legal Notice to Bajaj Finance

Bajaj Finance is India's largest consumer lending NBFC with over 80 million customers. EMI bounce harassment, forced insurance add-ons, wrongful CIBIL damage, and Bajaj card disputes are among the top complaints received from borrowers. A lawyer-drafted legal notice to Bajaj Finance's registered office triggers an immediate compliance response.

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Bajaj Finance Limited — Registered Address for Legal Notice

Send your legal notice via Speed Post with Acknowledgment Due to:

Legal Entity Details

Legal Entity Name

Bajaj Finance Limited

CIN

L65910MH1987PLC042961

Registered Office(For Legal Notice)

Akurdi, Pune – 411 035, Maharashtra

Grievance Officer

customercare@bajajfinserv.in

Helpline

Customer Care

1800-103-3535

When Can You Send a Legal Notice to Bajaj Finance?

Bajaj Finance has one of the most aggressive recovery departments in the NBFC sector. When standard complaints fail, a legal notice is your most effective tool. Typical grounds include:

EMI bounce recovery calls that are harassing, abusive, or made at odd hours

Insurance added to loan/EMI card without explicit written consent

CIBIL score damaged due to wrongful overdue or NPA marking

Interest, processing fee, or prepayment penalty not disclosed upfront

Bajaj EMI card blocked or limit reduced without notice

Loan settlement paid but NOC or CIBIL clearance not provided

Account statement or amortisation schedule not provided on request

Loan amount disbursed differently from what was agreed

NoteRaise the complaint on Bajaj Finance's portal first. If unresolved in 15 days, send a legal notice. For recovery harassment, you may send one immediately — you do not need to wait.

Did you know?

Bajaj Finance is among the most complained-about NBFCs in India at the RBI Ombudsman. A legal notice from an advocate is the fastest way to get escalated to their senior compliance team — ahead of thousands of routine complaints in the queue.

Laws That Protect You Against Bajaj Finance

Consumer Protection Act, 2019

NBFC services are covered under consumer law. EMI harassment, wrongful charges, and CIBIL damage are all actionable as deficiency in service.

RBI Fair Practices Code for NBFCs

Bajaj Finance must comply with RBI's code covering recovery conduct, transparent pricing, and grievance redressal timelines.

Indian Contract Act, 1872

Your loan agreement is a binding contract. Adding charges or changing terms without your consent is a breach Bajaj Finance must remedy.

Credit Information Companies (Regulation) Act

Bajaj Finance is legally obligated to report accurate data to credit bureaus. Wrong entries must be corrected within 30 days of receiving written notice.

Bajaj Finance Won't Stop? Send a Legal Notice.

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