What is mPokket's registered address for sending a legal notice?

Send your notice to Cached India Tech Private Limited (mPokket), PS Srijan Corporate Park, Unit No. 1504B, Tower-1, 2 (EP & GP), Sector V, Salt Lake, Kolkata – 700 091, West Bengal.

mPokket is messaging and calling people in my contact list — is that legal?

No. This is one of the most serious violations instant loan apps commit. Accessing your phone contacts and contacting them about your loan without their consent is a violation of the IT Act, 2000, RBI guidelines, and the Digital Personal Data Protection Act, 2023. A legal notice can demand they immediately cease contact with your list, delete all accessed data, and pay compensation for the harm caused.

Can I send a legal notice to mPokket for harassment calls?

Yes. RBI prohibits recovery calls before 8 AM and after 7 PM, abusive language, and excessive frequency. If mPokket's recovery team has violated any of these rules, a legal notice citing RBI's Fair Practices Code and the IT Act forces them to address it formally.

mPokket charged me more interest than what was shown on the app — what can I do?

The interest rate and all fees must be clearly disclosed before disbursal. Any charge higher than what was agreed at the time of the loan is unauthorised. A legal notice to mPokket can demand a refund of the excess amount and a corrected repayment schedule.

My loan was repaid but mPokket keeps showing it as outstanding — what should I do?

This is a clear error and potentially a deficiency in service. Send a written complaint to mPokket's support team with your payment proof. If unresolved in 15 days, a legal notice demanding rectification and compensation is appropriate.

How much does it cost to send a legal notice to mPokket through vakiltech?

vakiltech charges ₹1,499 all-inclusive — advocate consultation, custom drafting, unlimited revisions, and Speed Post dispatch with Acknowledgment Due to mPokket's registered office in Kolkata.

Legal Notice Service

Send Legal Notice to mPokket

mPokket targets college students and young professionals with small instant loans. A particularly harmful practice — contacting borrowers' phone contacts to create social pressure — is one of the most reported complaints against this app. This is illegal under Indian law. A legal notice stops it immediately.

Why vakiltech?

15,000+ Notices Sent

Across all states in India

Drafted by Advocates

Valid in all Consumer Courts

65% Settlement Rate

Without going to court

Contact-List Harassment is Illegal — and Actionable

mPokket is among the apps known to access borrowers' phone contacts and message or call those contacts to shame borrowers into paying. This practice is a direct violation of RBI's guidelines, the IT Act, 2000, and India's Digital Personal Data Protection Act, 2023. It is not a grey area — it is illegal. A legal notice specifically citing contact-list harassment is one of the strongest notices you can send to an instant loan app.

mPokket (Cached India Tech Pvt Ltd) — Registered Address

Send your legal notice via Speed Post with Acknowledgment Due to:

Legal Entity Details

Legal Entity Name

Cached India Tech Private Limited

Brand Name

mPokket

Registered Office(For Legal Notice)

PS Srijan Corporate Park, Unit No. 1504B, Tower-1,
2 (EP & GP), Sector V, Salt Lake,
Kolkata – 700 091, West Bengal

Support

support@mpokket.com

Helpline

Customer Care

033-66060606

When Can You Send a Legal Notice to mPokket?

mPokket's recovery practices frequently cross legal lines. Every one of the scenarios below gives you a valid legal basis to send a formal notice:

Contacting your phone contacts (friends, family, colleagues) about your loan

Sending shame-messages or posting in WhatsApp groups about your dues

Recovery calls before 8 AM or after 7 PM

Threats of legal action, police complaint, or arrest before any court order

Processing fees or interest higher than disclosed in the app at disbursal

Penalty charges added without mention in the loan agreement

Repaid loan still shown as outstanding in the app

KYC data accessed or retained after loan rejection

ImportantFor contact-list harassment, send a legal notice immediately. Do not wait for their support team — this is a time-sensitive privacy violation and the notice should go out the same day.

Did you know?

The RBI has issued explicit guidelines prohibiting loan recovery agents from contacting anyone other than the borrower and their guarantors. mPokket's practice of messaging phone contacts is a direct violation. Multiple borrowers filing legal notices for the same illegal practice can also trigger an RBI enforcement inquiry against the app.

Laws That Protect You Against mPokket

IT Act, 2000 & DPDP Act, 2023

Accessing your contacts and using that data without consent is a data privacy violation. The Digital Personal Data Protection Act makes this explicitly illegal.

RBI Guidelines on Recovery Agents

RBI prohibits contacting third parties (other than the borrower's guarantor) about the borrower's loan. Contact-list harassment directly violates this.

Consumer Protection Act, 2019

Harassing, abusive, or manipulative recovery practices are deficiencies in service under consumer law.

Indian Penal Code / BNS

Threatening, intimidating, or publicly shaming a borrower can attract criminal liability under provisions of the Bharatiya Nyaya Sanhita.

Contact-List Harassment is Illegal. Act Now.

Drafted by licensed advocates. Delivered in 24 hours.

Related Services

All Legal Notice Services

Browse legal notices for every type of dispute — finance, consumer, employment.

See Details

What is a Legal Notice?

Complete guide to legal notices in India — what they do and when to send one.

See Details

Consumer Complaint Notice

Send a legal notice to any company for consumer disputes.

See Details

What our clients say about us

Join hundreds of Indian who trust vakiltech for all their legal needs.

18000+

Clients Served

₹50L+

Legal Fees Saved

25+

Expert Lawyers

4.8/5

Customer Rating

Vakil-Tech helped me get my FSSAI license in just 2 weeks. Their team understood exactly what a small restaurant owner needs. Saved me ₹25,000 in legal fees!

Ayesha Khan

Restaurant Owner, Mumbai

The employment agreement templates were perfect for our 15-person team. Clear, legally sound, and in plain English. Exactly what a startup needs.

Rohit Mehta

Tech Startup Founder, Bengaluru

Their legal notice service is a game-changer. Got a ₹50,000 payment recovered in 3 weeks. Professional, affordable, and they speak my language.

Anita Patel

E-commerce Business Owner, Delhi

Vakil-Tech helped me get my FSSAI license in just 2 weeks. Their team understood exactly what a small restaurant owner needs. Saved me ₹25,000 in legal fees!

Ayesha Khan

Restaurant Owner, Mumbai

The employment agreement templates were perfect for our 15-person team. Clear, legally sound, and in plain English. Exactly what a startup needs.

Rohit Mehta

Tech Startup Founder, Bengaluru

Their legal notice service is a game-changer. Got a ₹50,000 payment recovered in 3 weeks. Professional, affordable, and they speak my language.

Anita Patel

E-commerce Business Owner, Delhi

The consultation service exceeded my expectations. Clear advice on GST compliance saved us from potential penalties. Highly recommend for Indian businesses.

Amit Singh

Manufacturing Business Owner, Pune

Our expansion plan needed airtight compliance. The monthly retainer gave us proactive guidance and peace of mind.

Emily Chen

Product Manager, Singapore

Document drafting service was excellent. Our partnership agreement was comprehensive and covered all Indian legal requirements. Very professional team.

Vikram Malhotra

Co-founder, Gurgaon Startup

The consultation service exceeded my expectations. Clear advice on GST compliance saved us from potential penalties. Highly recommend for Indian businesses.

Amit Singh

Manufacturing Business Owner, Pune

Our expansion plan needed airtight compliance. The monthly retainer gave us proactive guidance and peace of mind.

Emily Chen

Product Manager, Singapore

Document drafting service was excellent. Our partnership agreement was comprehensive and covered all Indian legal requirements. Very professional team.

Vikram Malhotra

Co-founder, Gurgaon Startup

Transparent pricing and clear deliverables. We knew exactly what to expect at every step.

James Thompson

SME Owner, London

Their understanding of Indian business culture and local regulations is outstanding. They speak our language and understand our challenges.

Rahul Verma

Operations Manager, Chennai

Quick turnaround and professional drafting. The process was simple and fully online—perfect for a busy schedule.

Sarah Johnson

Entrepreneur, New York

Transparent pricing and clear deliverables. We knew exactly what to expect at every step.

James Thompson

SME Owner, London

Their understanding of Indian business culture and local regulations is outstanding. They speak our language and understand our challenges.

Rahul Verma

Operations Manager, Chennai

Quick turnaround and professional drafting. The process was simple and fully online—perfect for a busy schedule.

Sarah Johnson

Entrepreneur, New York

4.7

Google Reviews

Bar Council Registered Network Lawyers

Data Protection Compliant

24/7 Legal Support

Frequently Asked Questions

Get answers to common questions about our legal services